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California

The first 48 hours

What you do now decides what the claim is worth later. None of it requires a lawyer yet.

  1. Get the reportAsk the responding officer for the report number
  2. Photograph everythingBoth vehicles, the road, the signals, the damage
  3. See a doctorA gap in treatment is the first thing an insurer argues
  4. Say nothing recordedYou are not obliged to give a recorded statement

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